Payment Protect

Payment Protect is a fraud protection solution that provides a real-time information about the fraud risk of each transaction that you process, which makes it easy for you to accept safe transactions and reject fraudulent transactions to increase sales and reduce costs associated with fraud. The risk analysis assigns a risk score to each transaction and assigns the transaction a metric related to each of five insights. Payment Protect combines device fingerprinting and behavioral analysis with our machine learning engine and a database of trillions of transaction data points to identify fraud.


Reduce fraud risk, ensure a seamless user experience, and gain insights about your business. Payment Protect’s features can increase your revenue, minimize your costs associated with fraud, and reduce order abandonment.

Fraud Detection

Fraud detection works across all sales channels and supports multiple payment types including all card-not-present transactions (Web, mobile, phone), prepaid, and more. Vesta’s machine learning and behavioral models analyze data from multiple sources to detect fraud.

Customer Experience

Payment Protect reduces order abandonment by allowing many of your customers to complete their purchases without having to verify their identity. The Risk Score and Five Insights make is easy for you to apply the correct level of identity verification to each transaction.


Payment Protect includes access to our Partner Portal, which provides information about your transactions and orders. The portal makes it easy to review transactions and manage your Vesta account. We provide daily account updates via SFTP.

Vesta’s applications run on a secure, highly-available network operation center (NOC), which provides a 24/7/365, real-time payment service monitoring solution. We guarantee 99.99% uptime, which is supported by dual redundancy. Vesta’s services are always reliable, scalable, and available, which protects your digital revenue streams from service interruption and fraudulent attack.

Documentation Overview

The Payment Guarantee documentation includes details about the following topics:

  • How It Works - REST API and JavaScript methods make integration simple. Our back-end tools support Data Enrichment and Risk Analysis to provide unrivaled fraud detection for each transaction.
  • Integration - A step-by-step guide for setting up and using Payment Protect on your site.
  • Additional Features - Optional features that make it simple to accept even more transactions while minimizing abandonment.
  • eCommerce Extensions - Integrate Vesta with your existing eCommerce solution, including Magento and Shopify.
  • 3D Secure - Enhance security without impacting customer experience with Vesta’s 3D Secure service, which makes it easy to apply the correct level of authentication for every transaction.
  • Partner Portal - Dashboards and reports provide insight about transactions and fraud risk.