Application Certification - Credit Card

Before we can promote your program into a production environment, your Integration Specialist needs to certify your integration. This section outlines specific test cases tailored to your integration. Included are specific credit card numbers and field values that are simulated to provide the expected results.

Once you have completed development work and attended testing within the sandbox environment, all you need to do is provide us with the PaymentID’s for the transactions that fulfill each test case. We certify the integration once we have researched these transactions and validated the following: the test case was fulfilled, all required parameters were implemented, and there are no outstanding errors.

This allows us to provide production credentials and finalize the integration.

Test Cases

Our simulated responses in the sandbox can be triggered in multiple ways. For these scenarios, you will either use a specific credit card number and/or provide specific values when calling the APIs outlined below.

ChargePaymentRequest

  • MerchantRoutingID = FRD-ALL-GUAR
  • MerchantRoutingID = FULL-ACQUIRING-SVC
  • AccountNumber = (see table)

AuthResult

  • Successful Authorization
    • AcquirerAVSResultCode = I3
    • AcquirerAuthResultCode = 100
    • AcquirerCD = 1
    • AcquirerCVNResultCode = M
  • Bank Authorization Failure
    • Any other value

ChargePaymentFraudRequest

  • MerchantRoutingID = FRD-SCORE-ONLY
  • AccountNumber = (see table)
  • Authorization Information
    • AcquirerAVSResultCode = I3
    • AcquirerAuthResultCode = (see table)
    • AcquirerCD = 1
    • AcquirerCVNResultCode = M

ChargePaymentFraudRequest

  • MerchantRoutingID = FRD-ALL-GUAR
  • AccountNumber = (see table)
  • Successful Authorization
    • AcquirerAVSResultCode = I3
    • AcquirerAuthResultCode = 100
    • AcquirerCD = 1
    • AcquirerCVNResultCode = M

Disposition

  • Transaction Completed
    • DispositionType = 1
  • Transaction Cancelled
    • DispositionType = 2
Credit Card Test Cases Credit Card Number AcquirerAuthResultCode Disposition API, DispositionType field
Risk Score 16 with two insights 4541150354403306 100 1
Risk Score 34 with two insights 5252140480127479 100 1
Risk Score 52 with three insights 373213465402723 100 1
Risk Score 76 with four insights 4541123514327434 100 2
Risk Score 100 with five insights 5101015378632132 100 2
Bank Decline Risk Score 1799 4585262552764749 571  
Credit Card Test Cases Credit Card Number Comments PaymentID
Bank Failed Transaction N/A Submit a Bank Authorization failure using the AuthResult or ChargePaymentFraudRequest endpoints.  
PreAuth Not Guaranteeable(Transaction Cancelled) 4541111144010280    
PreAuth Not Guaranteeable w/ PostAuth Not Guaranteeable(Transaction Cancelled) 4541111144010280    
PreAuth Not Guaranteeable w/ PostAuth Not Guaranteeable(Transaction Completed) 4541111144010280    
Pre/Post Auth IsGuaranteeable 4545157625538881    
PreAuth Guaranateeable w/ PostAuth Not Guaranteeable(Transaction Completed) 4542113321428029    
PreAuth Guaranteeable w/ PostAuth Not Guaranteeable(Transaction Cancelled) 4542113321428029    
PreAuth Not Guaranteeable w/ PostAuth Guaranteeable (Transaction Completed) 4541124037007552    
PreAuth Communication Failure(Transaction Cancelled) 4561120522535342    
PreAuth Communication Failure, PostAuth Communication Failure (Transaction Cancelled) 4561120522535342    
PreAuth Communication Failure, PostAuth Communication Failure(Transaction Completed) 4561120522535342    
Card does not pass MOD10 4444444444444444   N/A
Invalid Card Length 444444424444   N/A
MasterCard 2 Compliance 2226350116574347    
Silent Pending Success 5238514559013019    
Silent Pending Cancelled 4201967357026102    
Manual Review Pending Success 5216133897089494    
Manual Review Pending Cancelled 4144024344312433    
Credit Card Test Cases Credit Card Number Comments PaymentID
Bank Failed Transaction 4542015560012150    
Fraud Declined 4541111144010280    
Successful 4545157625538881    
Authorization Communication Failure 5101016736044762    
Card does not pass MOD10 4444444444444444    
GSF      
Invalid Card Length 444444424444   N/A
MasterCard 2 Compliance 2226350116574347    
Silent Pending Success 5238514559013019    
Silent Pending Cancelled 4201967357026102    
Manual Review Pending Success 5216133897089494    
Manual Review Pending Cancelled 4144024344312433    

3DSV2 Test Cards

AMEX

Credit Card Test Cases Credit Card Number Comments
Challenge Card 375987000169792 Outcome determined by status selected on simulator page
Frictionless Cards    
Status Y 340161247712184 Authenticated
Status A 340161825148801 Attempted - Authenticated
Status N 340161526202444 Not Authenticated
Status U 375987000169826 Unreachable - Fail
Status R 340161476030357 Not Authenticated

MasterCard

Credit Card Test Cases Credit Card Number Comments
Challenge Card 5101015450642801 Outcome determined by status selected on simulator page
Frictionless Cards    
Status Y 5000005043328754 Authenticated
Status A 5101016362441472 Attempted - Authenticated
Status N 5000007371527007 Not Authenticated
Status U 5000006758011114 Unreachable - Fail
Status R 5000005336075617 Not Authenticated

Visa

Credit Card Test Cases Credit Card Number Comments
Challenge Card 4012000000020006 Outcome determined by status selected on simulator page
Frictionless Cards    
Status Y 4001412072526765 Authenticated
Status A 4012000000020014 Attempted - Authenticated
Status N 4001413142830724 Not Authenticated
Status U 4001410072478367 Unreachable - Fail
Status R 4001410815473667 Not Authenticated

Discover

Credit Card Test Cases Credit Card Number Comments
Challenge Card 6510000000000018 Outcome determined by status selected on simulator page
Frictionless Cards    
Status Y 6011017262680307 Authenticated
Status A 6011017206086645 Attempted - Authenticated
Status N 6011015243770130 Not Authenticated
Status U 6011012643455008 Unreachable - Fail
Status R 6011018023345305 Not Authenticated

Validate Account Number

  • MerchantRoutingID = FULL-ACQUIRING-SVC
Credit Card Test Cases Credit Card Number Comments PaymentID
Successful 340001234527890    
Successful 5101012832031720    
Successful 4200123456719012    
Bank Decline 4545157625538881    
Card does not pass MOD10 4444444444444444    
Invalid Card Length 444444424444   N/A
MasterCard 2 Compliance 2226350116574347