Additional Features

Vesta offers the following features that extend and enhance the capabilities of our services:

  • Hosted Payment Elements - Hosted Payment Elements (HPE) provides an iFrame checkout experience for merchants who use Vesta’s Direct API integration but want to stay out of PCI scope.
  • Pending Decision - The Pending Decision add-on holds risky transactions for additional review without impacting your customer’s shopping experience.
  • Guaranteed ACH - Our partnership with Plaid applies our fraud protection to ACH and eCheck transactions.
  • Installment Payments - Adding our fraud protection to installment payments reduces your exposure to the unique risks associated with installments.
  • 3D Secure - Our 3D Secure add-on makes it easy to ensure that you apply the correct level of authentication to each transaction. Vesta manages integrations with the identity verification services, and invokes the appropriate 3DS challenge automatically or based on an API request.
  • Ethoca Alerts - Improve chargeback outcomes by receiving notifications, refund recommendations, and research support.
  • Two-factor Authentication - Easily authenticate customers using a one-time passcode delivered via phone, email, or text.

Not all features are available with each of our services. The table below identifies the features that you can access, depending on your subscription:

  Payment Guarantee
(Enterprise Acquiring)
Payment Guarantee Payment Protect Account Protect
Hosted Payment Elements    
3D Secure  
Installment Payments      
Pending Decision    
Guaranteed ACH    
Ethoca Alerts    
Two-factor Authentication      

See the individual feature pages for details about activation, setup, and use of each of our features.